{"id":34374,"date":"2026-11-11T05:57:01","date_gmt":"2026-11-11T08:57:01","guid":{"rendered":"https:\/\/miradouronoticias.com\/site\/?p=34374"},"modified":"2026-11-11T05:57:01","modified_gmt":"2026-11-11T08:57:01","slug":"trabalhador-podera-autorizar-bancos-a-consultar-extrato-do-fgts","status":"publish","type":"post","link":"https:\/\/miradouronoticias.com\/site\/2026\/11\/11\/trabalhador-podera-autorizar-bancos-a-consultar-extrato-do-fgts\/","title":{"rendered":"Trabalhador poder\u00e1 autorizar bancos a consultar extrato do FGTS"},"content":{"rendered":"<p><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-medium wp-image-34375\" src=\"https:\/\/miradouronoticias.com\/site\/wp-content\/uploads\/2026\/11\/mg_8465-300x179.webp\" alt=\"\" width=\"300\" height=\"179\" srcset=\"https:\/\/miradouronoticias.com\/site\/wp-content\/uploads\/2026\/11\/mg_8465-300x179.webp 300w, https:\/\/miradouronoticias.com\/site\/wp-content\/uploads\/2026\/11\/mg_8465-1024x613.webp 1024w, https:\/\/miradouronoticias.com\/site\/wp-content\/uploads\/2026\/11\/mg_8465-768x459.webp 768w, https:\/\/miradouronoticias.com\/site\/wp-content\/uploads\/2026\/11\/mg_8465.webp 1170w\" sizes=\"auto, (max-width: 300px) 100vw, 300px\" \/><\/p>\n<header id=\"header-site\" class=\"header-site full-width rel-position\">\n<div class=\"header-veiculo full-width\">\n<aside id=\"nav-menu-mobile\" class=\"nav-menu-mobile\">&nbsp;<\/p>\n<\/aside>\n<\/div>\n<div class=\"header-editorias rowflex full-width\"><\/div>\n<\/header>\n<p><main class=\"main-site\"><\/p>\n<div class=\"region region-content\">\n<div id=\"block-system-main\" class=\"block block-system\">\n<div class=\"content\">\n<div id=\"panel\" class=\"container-noticia rel-position\">\n<div id=\"node-1708306\" class=\"node node-conteudo clearfix\">\n<div class=\"conteudo-noticia\">\n<p>A Caixa Econ\u00f4mica Federal passou a permitir nesta ter\u00e7a-feira (10) que trabalhadores autorizem institui\u00e7\u00f5es financeiras a consultar informa\u00e7\u00f5es do extrato do Fundo de Garantia do Tempo de Servi\u00e7o (FGTS). <strong>O servi\u00e7o pode ser usado para comprovar renda ou v\u00ednculo empregat\u00edcio em opera\u00e7\u00f5es financeiras<\/strong>.<img decoding=\"async\" src=\"https:\/\/agenciabrasil.ebc.com.br\/ebc.png?id=1708306&amp;o=node\" \/><img decoding=\"async\" src=\"https:\/\/agenciabrasil.ebc.com.br\/ebc.gif?id=1708306&amp;o=node\" \/><\/p>\n<p>Com a novidade, o trabalhador n\u00e3o precisa mais baixar, imprimir e entregar o extrato do FGTS ao banco ou \u00e0 institui\u00e7\u00e3o financeira. As informa\u00e7\u00f5es s\u00e3o consultadas diretamente na base do fundo, desde que haja autoriza\u00e7\u00e3o expressa do titular da conta.<\/p>\n<p><strong>Segundo a Caixa, a medida busca tornar a comprova\u00e7\u00e3o de renda e de v\u00ednculo de trabalho mais pr\u00e1tica e segura<\/strong>, al\u00e9m de reduzir o risco de apresenta\u00e7\u00e3o de documentos adulterados ou com informa\u00e7\u00f5es inconsistentes.<\/p>\n<p><strong>Entre as principais caracter\u00edsticas do servi\u00e7o est\u00e3o:<\/strong><\/p>\n<ul>\n<li>Gratuidade: n\u00e3o h\u00e1 cobran\u00e7a pela autoriza\u00e7\u00e3o;<\/li>\n<li>Escolha do trabalhador: o titular define quais institui\u00e7\u00f5es podem consultar os dados;<\/li>\n<li>Prazo: a autoriza\u00e7\u00e3o vale por 90 dias;<\/li>\n<li>Cancelamento: a permiss\u00e3o pode ser revogada a qualquer momento;<\/li>\n<li>Hist\u00f3rico: as institui\u00e7\u00f5es autorizadas podem consultar os dep\u00f3sitos dos \u00faltimos 12 meses;<\/li>\n<li>Privacidade: o servi\u00e7o n\u00e3o permite consultar o saldo total da conta.<\/li>\n<\/ul>\n<h2>Como funciona<\/h2>\n<p>A autoriza\u00e7\u00e3o \u00e9 gratuita e pode ser feita pelo aplicativo FGTS ou presencialmente, em uma ag\u00eancia da Caixa. <strong>O trabalhador pode escolher quais institui\u00e7\u00f5es financeiras poder\u00e3o consultar os dados<\/strong>.<\/p>\n<p>A permiss\u00e3o tem validade de 90 dias e pode ser cancelada a qualquer momento. Com a autoriza\u00e7\u00e3o, as institui\u00e7\u00f5es habilitadas poder\u00e3o acessar o hist\u00f3rico dos dep\u00f3sitos realizados nos \u00faltimos 12 meses.<\/p>\n<p>O acesso permite que os bancos verifiquem informa\u00e7\u00f5es relacionadas ao v\u00ednculo de trabalho e \u00e0 renda declarada pelo cliente, auxiliando na avalia\u00e7\u00e3o de risco e na preven\u00e7\u00e3o de fraudes.<\/p>\n<p>O servi\u00e7o permite consultar informa\u00e7\u00f5es espec\u00edficas da conta vinculada ao FGTS<strong>, mas n\u00e3o libera o acesso ao saldo total do trabalhador<\/strong>. Essa informa\u00e7\u00e3o continua dispon\u00edvel exclusivamente para consulta do titular pelo aplicativo FGTS.<\/p>\n<h2>Habilita\u00e7\u00e3o dos bancos<\/h2>\n<p>Para utilizar a ferramenta, as institui\u00e7\u00f5es financeiras precisam primeiro ser habilitadas pela Caixa. A solicita\u00e7\u00e3o deve ser encaminhada por e-mail corporativo para o endere\u00e7o <em>cefge24@caixa.gov.br<\/em>, acompanhada da documenta\u00e7\u00e3o exigida no Manual Operacional.<\/p>\n<p>Depois da habilita\u00e7\u00e3o, a institui\u00e7\u00e3o passa a integrar a lista de agentes financeiros que podem ser autorizados pelos trabalhadores.<\/p>\n<h2>Inclus\u00e3o financeira<\/h2>\n<p>De acordo com a Caixa, o compartilhamento de informa\u00e7\u00f5es diretamente da base do FGTS tamb\u00e9m pode contribuir para a inclus\u00e3o financeira.<\/p>\n<p><strong>Com dados mais confi\u00e1veis sobre renda e v\u00ednculo empregat\u00edcio, as institui\u00e7\u00f5es financeiras podem avaliar melhor o perfil dos clientes e oferecer servi\u00e7os mais adequados \u00e0s suas necessidades<\/strong>.<\/p>\n<p>O manual com as orienta\u00e7\u00f5es para as institui\u00e7\u00f5es est\u00e1 dispon\u00edvel no site da Caixa, na se\u00e7\u00e3o de downloads, e no portal do FGTS, na \u00e1rea de destaques, em \u201cConsulta Extrato FGTS\u201d.<\/p>\n<p>By: miradouronoticias.com.br\/ ag\u00eancia Brasil<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<p><\/main><\/p>\n","protected":false},"excerpt":{"rendered":"<p>&nbsp; A Caixa Econ\u00f4mica Federal passou a permitir nesta ter\u00e7a-feira (10) que trabalhadores autorizem institui\u00e7\u00f5es financeiras a consultar informa\u00e7\u00f5es do extrato do Fundo de Garantia do Tempo de Servi\u00e7o (FGTS). O servi\u00e7o pode ser usado para comprovar renda ou v\u00ednculo empregat\u00edcio em opera\u00e7\u00f5es financeiras. Com a novidade, o trabalhador n\u00e3o precisa mais baixar, imprimir e [&hellip;]<\/p>\n","protected":false},"author":4,"featured_media":34375,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1,29],"tags":[],"class_list":["post-34374","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-destaque-principal","category-economia"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.8 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Trabalhador poder\u00e1 autorizar bancos a consultar extrato do FGTS - Miradouro Not\u00edcias<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/miradouronoticias.com\/site\/2026\/11\/11\/trabalhador-podera-autorizar-bancos-a-consultar-extrato-do-fgts\/\" \/>\n<meta property=\"og:locale\" content=\"pt_BR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Trabalhador poder\u00e1 autorizar bancos a consultar extrato do FGTS - Miradouro Not\u00edcias\" \/>\n<meta property=\"og:description\" content=\"&nbsp; A Caixa Econ\u00f4mica Federal passou a permitir nesta ter\u00e7a-feira (10) que trabalhadores autorizem institui\u00e7\u00f5es financeiras a consultar informa\u00e7\u00f5es do extrato do Fundo de Garantia do Tempo de Servi\u00e7o (FGTS). O servi\u00e7o pode ser usado para comprovar renda ou v\u00ednculo empregat\u00edcio em opera\u00e7\u00f5es financeiras. Com a novidade, o trabalhador n\u00e3o precisa mais baixar, imprimir e [&hellip;]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/miradouronoticias.com\/site\/2026\/11\/11\/trabalhador-podera-autorizar-bancos-a-consultar-extrato-do-fgts\/\" \/>\n<meta property=\"og:site_name\" content=\"Miradouro Not\u00edcias\" \/>\n<meta property=\"article:published_time\" content=\"2026-11-11T08:57:01+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/miradouronoticias.com\/site\/wp-content\/uploads\/2026\/11\/mg_8465.webp\" \/>\n\t<meta property=\"og:image:width\" content=\"1170\" \/>\n\t<meta property=\"og:image:height\" content=\"700\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/webp\" \/>\n<meta name=\"author\" content=\"Cl\u00e1udia Olyver\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Escrito por\" \/>\n\t<meta name=\"twitter:data1\" content=\"Cl\u00e1udia Olyver\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. tempo de leitura\" \/>\n\t<meta name=\"twitter:data2\" content=\"4 minutos\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/miradouronoticias.com\\\/site\\\/2026\\\/11\\\/11\\\/trabalhador-podera-autorizar-bancos-a-consultar-extrato-do-fgts\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/miradouronoticias.com\\\/site\\\/2026\\\/11\\\/11\\\/trabalhador-podera-autorizar-bancos-a-consultar-extrato-do-fgts\\\/\"},\"author\":{\"name\":\"Cl\u00e1udia Olyver\",\"@id\":\"https:\\\/\\\/miradouronoticias.com\\\/site\\\/#\\\/schema\\\/person\\\/689e4a252ae0ac5cade84093c51e46c3\"},\"headline\":\"Trabalhador poder\u00e1 autorizar bancos a consultar extrato do FGTS\",\"datePublished\":\"2026-11-11T08:57:01+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/miradouronoticias.com\\\/site\\\/2026\\\/11\\\/11\\\/trabalhador-podera-autorizar-bancos-a-consultar-extrato-do-fgts\\\/\"},\"wordCount\":526,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\\\/\\\/miradouronoticias.com\\\/site\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/miradouronoticias.com\\\/site\\\/2026\\\/11\\\/11\\\/trabalhador-podera-autorizar-bancos-a-consultar-extrato-do-fgts\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/miradouronoticias.com\\\/site\\\/wp-content\\\/uploads\\\/2026\\\/11\\\/mg_8465.webp\",\"articleSection\":[\"Destaque Principal\",\"Economia\"],\"inLanguage\":\"pt-BR\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\\\/\\\/miradouronoticias.com\\\/site\\\/2026\\\/11\\\/11\\\/trabalhador-podera-autorizar-bancos-a-consultar-extrato-do-fgts\\\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/miradouronoticias.com\\\/site\\\/2026\\\/11\\\/11\\\/trabalhador-podera-autorizar-bancos-a-consultar-extrato-do-fgts\\\/\",\"url\":\"https:\\\/\\\/miradouronoticias.com\\\/site\\\/2026\\\/11\\\/11\\\/trabalhador-podera-autorizar-bancos-a-consultar-extrato-do-fgts\\\/\",\"name\":\"Trabalhador poder\u00e1 autorizar bancos a consultar extrato do FGTS - 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