{"id":26762,"date":"2024-12-10T06:44:10","date_gmt":"2024-12-10T09:44:10","guid":{"rendered":"https:\/\/miradouronoticias.com\/site\/?p=26762"},"modified":"2024-12-10T06:44:10","modified_gmt":"2024-12-10T09:44:10","slug":"saiba-quais-sao-as-regras-para-adesao-dos-bancos-ao-meu-inss-vale","status":"publish","type":"post","link":"https:\/\/miradouronoticias.com\/site\/2024\/12\/10\/saiba-quais-sao-as-regras-para-adesao-dos-bancos-ao-meu-inss-vale\/","title":{"rendered":"Saiba quais s\u00e3o as regras para ades\u00e3o dos bancos ao Meu INSS Vale+"},"content":{"rendered":"

\"\"<\/p>\n

O Minist\u00e9rio da Previd\u00eancia Social publicou nesta segunda-feira hoje (9) regras para os bancos aderirem ao programa Meu INSS Vale+, que visa oferecer adiantamento de at\u00e9 R$ 150 nos benef\u00edcios do Instituto Nacional de Seguro Social (INSS).<\/p>\n

Lan\u00e7ado no fim de novembro, o Meu INSS Vale+ \u00e9, na pr\u00e1tica, uma esp\u00e9cie de consigna\u00e7\u00e3o. A diferen\u00e7a \u00e9 que o valor oferecido ser\u00e1 descontado – em parcela \u00fanica – direto do benef\u00edcio do segurado sem juros e taxas no m\u00eas seguinte ao adiantamento.<\/p>\n

Segundo o instituto, a iniciativa visa cobrir necessidades imediatas do benefici\u00e1rio, como rem\u00e9dios, comida, g\u00e1s de cozinha e transporte, a fim de evitar que aposentados e pensionistas recorram a empr\u00e9stimos para pagar pequenas despesas.<\/p>\n

O limite de R$ 150 poder\u00e1 ser reajustado ou revisto ap\u00f3s 90 dias do lan\u00e7amento da antecipa\u00e7\u00e3o.<\/p>\n

A expectativa \u00e9 que pelo menos 38 milh\u00f5es de pessoas sejam beneficiadas, das quais 31,7 milh\u00f5es recebem aposentadorias e pens\u00f5es e 6,3 milh\u00f5es Benef\u00edcios de Presta\u00e7\u00e3o Continuada (BPC).<\/p>\n

Antecipa\u00e7\u00e3o salarial<\/h2>\n

Pelas regras publicadas nesta segunda-feira no\u00a0Di\u00e1rio Oficial da Uni\u00e3o<\/em>\u00a0(DOU)<\/a>, poder\u00e3o participar da nova modalidade as institui\u00e7\u00f5es financeiras com no m\u00ednimo 12 meses de experi\u00eancia com o servi\u00e7o de antecipa\u00e7\u00e3o salarial e que tenham celebrado conv\u00eanio e\/ou Acordo de Coopera\u00e7\u00e3o T\u00e9cnica (ACT) com o INSS para esse fim.<\/p>\n

Para tanto, as institui\u00e7\u00f5es financeiras que manifestarem interesse na iniciativa dever\u00e3o firmar um aditivo ao ACT com o INSS para operar a nova modalidade de antecipa\u00e7\u00e3o salarial.<\/p>\n

Ap\u00f3s receberem as instru\u00e7\u00f5es de como disponibilizar o adiantamento, elas ter\u00e3o o prazo de at\u00e9 30 dias para come\u00e7ar a operar a nova modalidade. O prazo poder\u00e1 ser prorrogado por igual per\u00edodo, caso ocorram atrasos e dificuldades de adequa\u00e7\u00e3o sist\u00eamica.<\/p>\n

Somente ap\u00f3s a realiza\u00e7\u00e3o do aditivo ao ACT, os segurados poder\u00e3o aderir \u00e0 modalidade de adiantamento. Segundo o INSS, ainda ser\u00e3o publicadas as regras de ades\u00e3o para segurados.<\/p>\n

Outro ponto importante \u00e9 que as institui\u00e7\u00f5es financeiras que aderirem \u00e0 iniciativa ter\u00e3o que emitir um cart\u00e3o f\u00edsico com\u00a0chip<\/em>, sem custo para os segurados, ou seja, sem anuidade ou mensalidades, para que o benefici\u00e1rio efetue a antecipa\u00e7\u00e3o. Al\u00e9m disso, o cart\u00e3o deve indicar a melhor data para a realiza\u00e7\u00e3o da antecipa\u00e7\u00e3o prevista. O cart\u00e3o n\u00e3o permite fazer saque.<\/p>\n

Empr\u00e9stimo consignado<\/h2>\n

A portaria com as regras determina ainda que, ap\u00f3s o segurado contratar o Meu INSS Vale+, a institui\u00e7\u00e3o financeira ter\u00e1 at\u00e9 cinco dias \u00fateis para a libera\u00e7\u00e3o do valor no cart\u00e3o de antecipa\u00e7\u00e3o. O valor antecipado n\u00e3o ser\u00e1 considerado para c\u00e1lculo da margem das demais modalidades de empr\u00e9stimo consignado.<\/p>\n

Quando o segurado possuir mais de um benef\u00edcio, a antecipa\u00e7\u00e3o salarial poder\u00e1 ser contratada em cada um deles. N\u00e3o \u00e9 permitida a utiliza\u00e7\u00e3o da antecipa\u00e7\u00e3o do benef\u00edcio para fazer apostas f\u00edsicas ou eletr\u00f4nicas. O controle para evitar o uso em apostas ser\u00e1 feito mediante o Cadastro Nacional de Pessoa Jur\u00eddica (CNPJ) da empresa.<\/p>\n

A portaria diz tamb\u00e9m que, se houver a cessa\u00e7\u00e3o devida de benef\u00edcio antes da quita\u00e7\u00e3o da parcela de antecipa\u00e7\u00e3o salarial, a institui\u00e7\u00e3o financeira suportar\u00e1 o preju\u00edzo da opera\u00e7\u00e3o.<\/p>\n

\u201cConforme a normativa do Meu INSS Vale+ o adiantamento n\u00e3o depender\u00e1 de desbloqueio pr\u00e9vio do benef\u00edcio e n\u00e3o implica corresponsabilidade do INSS por d\u00edvidas ou compromissos de natureza pecuni\u00e1ria assumidos pelo benefici\u00e1rio junto \u00e0s institui\u00e7\u00f5es financeiras consignat\u00e1rias\u201d, finalizou o INSS.<\/p>\n

By: miradouronoticias.com.br\/ ag\u00eancia Brasil<\/p>\n","protected":false},"excerpt":{"rendered":"

O Minist\u00e9rio da Previd\u00eancia Social publicou nesta segunda-feira hoje (9) regras para os bancos aderirem ao programa Meu INSS Vale+, que visa oferecer adiantamento de at\u00e9 R$ 150 nos benef\u00edcios do Instituto Nacional de Seguro Social (INSS). Lan\u00e7ado no fim de novembro, o Meu INSS Vale+ \u00e9, na pr\u00e1tica, uma esp\u00e9cie de consigna\u00e7\u00e3o. A diferen\u00e7a […]<\/p>\n","protected":false},"author":4,"featured_media":26763,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[19,1,29,18,17],"tags":[],"class_list":["post-26762","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-cidade","category-destaque-principal","category-economia","category-policia","category-politica"],"yoast_head":"\nSaiba quais s\u00e3o as regras para ades\u00e3o dos bancos ao Meu INSS Vale+ - Miradouro Not\u00edcias<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/miradouronoticias.com\/site\/2024\/12\/10\/saiba-quais-sao-as-regras-para-adesao-dos-bancos-ao-meu-inss-vale\/\" \/>\n<meta property=\"og:locale\" content=\"pt_BR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Saiba quais s\u00e3o as regras para ades\u00e3o dos bancos ao Meu INSS Vale+ - Miradouro Not\u00edcias\" \/>\n<meta property=\"og:description\" content=\"O Minist\u00e9rio da Previd\u00eancia Social publicou nesta segunda-feira hoje (9) regras para os bancos aderirem ao programa Meu INSS Vale+, que visa oferecer adiantamento de at\u00e9 R$ 150 nos benef\u00edcios do Instituto Nacional de Seguro Social (INSS). Lan\u00e7ado no fim de novembro, o Meu INSS Vale+ \u00e9, na pr\u00e1tica, uma esp\u00e9cie de consigna\u00e7\u00e3o. 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