\n
A partir de fevereiro de 2025, os correntistas poder\u00e3o fazer o Pix por aproxima\u00e7\u00e3o, anunciou nesta quinta-feira (4) o Banco Central (BC). A autoridade monet\u00e1ria e o Conselho Monet\u00e1rio Nacional (CMN) editaram novas regras para ampliar o\u00a0open finance<\/em>, compartilhamento de dados entre as institui\u00e7\u00f5es financeiras, e permitir a modalidade.![](\"https:\/\/agenciabrasil.ebc.com.br\/ebc.png?id=1602822&o=node\")
![](\"https:\/\/agenciabrasil.ebc.com.br\/ebc.gif?id=1602822&o=node\")
<\/p>\nPor meio do Pix por aproxima\u00e7\u00e3o, o correntista poder\u00e1 fazer a transfer\u00eancia instant\u00e2nea sem sair do ambiente de compras\u00a0on-line<\/em>\u00a0e ir para o aplicativo do banco. A funcionalidade, no entanto, exige a inclus\u00e3o de novos tipos de institui\u00e7\u00f5es financeiras no\u00a0open finance<\/em>\u00a0e estabelecer uma governan\u00e7a definitiva para o compartilhamento de dados entre elas.<\/p>\nNo fim de julho, o Banco Central publicar\u00e1 normas mais detalhadas sobre o tema, que trar\u00e3o instru\u00e7\u00f5es para as institui\u00e7\u00f5es financeiras e definir\u00e3o a responsabilidade delas na nova ferramenta. Os testes come\u00e7ar\u00e3o em novembro, com o lan\u00e7amento do servi\u00e7o para a popula\u00e7\u00e3o em fevereiro do pr\u00f3ximo ano.<\/p>\n
O cronograma anunciado pelo BC \u00e9 o seguinte:<\/strong><\/p>\n\u2022 \u00a0 \u00a0 31 de julho de 2024: regulamenta\u00e7\u00e3o espec\u00edfica para a Jornada de Pagamentos Sem Redirecionamento (JSR), nome formal do Pix por aproxima\u00e7\u00e3o;
\n\u2022 \u00a0 \u00a0 14 de novembro de 2024: in\u00edcio dos testes pelas institui\u00e7\u00f5es financeiras, para garantir a seguran\u00e7a da funcionalidade;
\n\u2022 \u00a0 \u00a0 28 de fevereiro de 2025: Lan\u00e7amento do produto para a popula\u00e7\u00e3o.<\/p>\n
As novas regras do\u00a0open finance<\/em>\u00a0t\u00eam como objetivo diminuir etapas nos pagamentos\u00a0on-line<\/em>. Para isso, ser\u00e1 necess\u00e1rio oferecer o Pix nas carteiras digitais, institui\u00e7\u00f5es financeiras onde o cliente deposita dinheiro para fazer pagamentos\u00a0on-line<\/em>.<\/p>\nPelas novas normas, as institui\u00e7\u00f5es financeiras com mais de 5 milh\u00f5es de clientes, individuais ou em conglomerados, ser\u00e3o obrigadas a aderir ao\u00a0open finance<\/em>.<\/p>\nSegundo o BC, a mudan\u00e7a ampliar\u00e1, de 75% para 95%, a base de clientes que podem optar por compartilhar seus dados entre as institui\u00e7\u00f5es. O cliente com carteiras digitais dever\u00e1 se cadastrar em uma institui\u00e7\u00e3o inscrita no\u00a0open finance<\/em>\u00a0e liberar as fun\u00e7\u00f5es de Pix nas carteiras digitais.<\/p>\nBy: miradouronoticias.com.br\/ ag\u00eancia brasil<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/article>\n<\/div>\n","protected":false},"excerpt":{"rendered":"
A partir de fevereiro de 2025, os correntistas poder\u00e3o fazer o Pix por aproxima\u00e7\u00e3o, anunciou nesta quinta-feira (4) o Banco Central (BC). A autoridade monet\u00e1ria e o Conselho Monet\u00e1rio Nacional (CMN) editaram novas regras para ampliar o\u00a0open finance, compartilhamento de dados entre as institui\u00e7\u00f5es financeiras, e permitir a modalidade. Por meio do Pix por […]<\/p>\n","protected":false},"author":4,"featured_media":24449,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1,29],"tags":[],"class_list":["post-24448","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-destaque-principal","category-economia"],"yoast_head":"\n
Pix por aproxima\u00e7\u00e3o deve come\u00e7ar em fevereiro de 2025 - Miradouro Not\u00edcias<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/miradouronoticias.com\/site\/2024\/07\/05\/pix-por-aproximacao-deve-comecar-em-fevereiro-de-2025\/\" \/>\n<meta property=\"og:locale\" content=\"pt_BR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Pix por aproxima\u00e7\u00e3o deve come\u00e7ar em fevereiro de 2025 - Miradouro Not\u00edcias\" \/>\n<meta property=\"og:description\" content=\" A partir de fevereiro de 2025, os correntistas poder\u00e3o fazer o Pix por aproxima\u00e7\u00e3o, anunciou nesta quinta-feira (4) o Banco Central (BC). A autoridade monet\u00e1ria e o Conselho Monet\u00e1rio Nacional (CMN) editaram novas regras para ampliar o\u00a0open finance, compartilhamento de dados entre as institui\u00e7\u00f5es financeiras, e permitir a modalidade. 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![\"Pix](\"https:\/\/imagens.ebc.com.br\/df5YDGCc31MmnxObmYOXzZaQam8=\/1170x700\/smart\/https:\/\/agenciabrasil.ebc.com.br\/sites\/default\/files\/thumbnails\/image\/pix_0411202553.jpg?itok=6jkZW2wH\" "\\"Marcello")
<\/a><\/div>\n<\/div>\n